However, if you transfer the UR points earned from the CFU to your CSR and redeem them using the UR Portal for travel, your 1500 UR points are now worth 15000*.015 = $225 in travel money. Call me at 904-420-7772 to get into the Credit Game NOW. One of the largest lures for either card is the sign-up bonus. Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. tldr; Depending on your typical spending habits, you're better off getting either the Chase Freedom Unlimited or the Chase Sapphire Reserve. Chase Sapphire Preferred - Refer-A-Friend - Chase.com. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. The Citi Prestige® Card also gets you five points per $1 … If you’re more of a diner than a traveler though, the Chase Sapphire Reserve® and Citi Prestige® Card are more attractive. Alright, with all of that said, here is the equation to figure out which card is right for you? All of those are definitely fair points, and my evaluation definitely reflects my personal situation (highly likely to be approved for the Reserve and frequent travel). 67% Upvoted. The 300 credit I think is card anniversary not calendar (people are on legacy calendar though) I could be wrong. Chase Sapphire Reserve vs. Citi Prestige vs. Chase Sapphire Reserve vs. The Chase Sapphire Reserve has a higher earning rate than the Chase Sapphire Preferred. With the Chase Sapphire Reserve®, you can earn three points per $1 spent on restaurant dining around the world. .ehsOqYO6dxn_Pf9Dzwu37{margin-top:0;overflow:visible}._2pFdCpgBihIaYh9DSMWBIu{height:24px}._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu{border-radius:2px}._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu:focus,._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu:hover{background-color:var(--newRedditTheme-navIconFaded10);outline:none}._38GxRFSqSC-Z2VLi5Xzkjy{color:var(--newCommunityTheme-actionIcon)}._2DO72U0b_6CUw3msKGrnnT{border-top:none;color:var(--newCommunityTheme-metaText);cursor:pointer;padding:8px 16px 8px 8px;text-transform:none}._2DO72U0b_6CUw3msKGrnnT:hover{background-color:#0079d3;border:none;color:var(--newCommunityTheme-body);fill:var(--newCommunityTheme-body)} They’re both outstanding travel cards with benefits that easily outweigh their annual fees. Reserve’s bonus rate is 3 points per $1 spent, while Preferred gives you just 2 points per $1. If you have to have a Sapphire, the CSR is 1.5% higher earner, so $55/0.015 = $3666 in Dining/Travel. ._9ZuQyDXhFth1qKJF4KNm8{padding:12px 12px 40px}._2iNJX36LR2tMHx_unzEkVM,._1JmnMJclrTwTPpAip5U_Hm{font-size:16px;font-weight:500;line-height:20px;color:var(--newCommunityTheme-bodyText);margin-bottom:40px;padding-top:4px}._306gA2lxjCHX44ssikUp3O{margin-bottom:32px}._1Omf6afKRpv3RKNCWjIyJ4{font-size:18px;font-weight:500;line-height:22px;border-bottom:2px solid var(--newCommunityTheme-line);color:var(--newCommunityTheme-bodyText);margin-bottom:8px;padding-bottom:8px}._2Ss7VGMX-UPKt9NhFRtgTz{margin-bottom:24px}._3vWu4F9B4X4Yc-Gm86-FMP{border-bottom:1px solid var(--newCommunityTheme-line);margin-bottom:8px;padding-bottom:2px}._3vWu4F9B4X4Yc-Gm86-FMP:last-of-type{border-bottom-width:0}._2qAEe8HGjtHsuKsHqNCa9u{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-bodyText);padding-bottom:8px;padding-top:8px}.c5RWd-O3CYE-XSLdTyjtI{padding:8px 0}._3whORKuQps-WQpSceAyHuF{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-actionIcon);margin-bottom:8px}._1Qk-ka6_CJz1fU3OUfeznu{margin-bottom:8px}._3ds8Wk2l32hr3hLddQshhG{font-weight:500}._1h0r6vtgOzgWtu-GNBO6Yb,._3ds8Wk2l32hr3hLddQshhG{font-size:12px;line-height:16px;color:var(--newCommunityTheme-actionIcon)}._1h0r6vtgOzgWtu-GNBO6Yb{font-weight:400}.horIoLCod23xkzt7MmTpC{font-size:12px;font-weight:400;line-height:16px;color:#ea0027}._33Iw1wpNZ-uhC05tWsB9xi{margin-top:24px}._2M7LQbQxH40ingJ9h9RslL{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-actionIcon);margin-bottom:8px} Conclusion: The Sapphire Preferred card never makes as much value back as the Freedom Unlimited or the Sapphire Reserve. With the Chase Sapphire Reserve®, you can earn three points per $1 spent on restaurant dining around the world. Chase Sapphire Preferred vs. Sapphire Reserve I crunched the numbers for my typical spending habits and decided I would manage to break even with the $95 annual fee, so why not? Fly Southwest? However, the cards have some key differences that make each a better fit for certain types of cardholders over others. After doing some research I decided to get the Chase Sapphire Preferred card. Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. Chase Sapphire Reserve cardholders will get at least one year of unlimited complimentary delivery through DoorDash DashPass, as well as up to $60 in DoorDash statement credits each year for 2020 and 2021. ._3Im6OD67aKo33nql4FpSp_{border:1px solid var(--newCommunityTheme-widgetColors-sidebarWidgetBorderColor);border-radius:5px 5px 4px 4px;overflow:visible;word-wrap:break-word;background-color:var(--newCommunityTheme-body);padding:12px}.lnK0-OzG7nLFydTWuXGcY{font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;padding-bottom:4px;color:var(--newCommunityTheme-navIcon)} If the value you get is greater than 0, the CS Reserve is the right card for you. For example, say you spend $1000 on the CFU, which earns 1.5x UR on all purchases, thus giving you 15000 UR points. If your income supports a $10k limit and your credit score is really good (>740 would be ideal) then you'll be fine. .FIYolDqalszTnjjNfThfT{max-width:256px;white-space:normal;text-align:center} By the numbers, the Sapphire Reserve wins nine categories to the Sapphire Preferred Card’s four. In general, if you couple the CSR/CSP with other UR earning cards like the Freedom and Freedom Unlimited, the more you spend on the CF/CFU, the more valuable the CSR becomes over the CSP because of the higher redemption bonus. Of course, everybody will weigh these categories differently. The customer service that comes with the CSR is phenomenal. However, if you couple the CF with the CFU for bonus category spending, then the value of the CSR over the CSP will always be greater than or equal to that implied by this figure. Those who spend a lot on Lyft, travel and dining will find the added points per dollar on … But which one is right for you? Bonus categories: 10x on Lyft 3x on travel and dining. There's always large, one-time purchases that might up this a few grand, so let's say $14.5k in annual CC spend. Most people don’t do that though. I'm not including these things because they are luxuries most people would not have/buy if they weren't benefits of the card. Chase only allows one card from the Sapphire family, meaning if you have a Sapphire Reserve you will not qualify for the Sapphire Preferred. We share our thought process when deciding between the two cards. Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. Are you "in the game" or "on the sidelines?" See current Chase Coupon offers for new customers. You can always call and request an upgrade. /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/TopicLinksContainer.361933014be843c79476.css.map*/._2ppRhKEnnVueVHY_G-Ursy{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;margin:22px 0 0;min-height:200px;overflow:hidden;position:relative}._2KLA5wMaJBHg0K2z1q0ci_{margin:0 -7px -8px}._1zdLtEEpuWI_Pnujn1lMF2{bottom:0;position:absolute;right:52px}._3s18OZ_KPHs2Ei416c7Q1l{margin:0 0 22px;position:relative}.LJjFa8EhquYX8xsTnb9n-{filter:grayscale(40%);position:absolute;top:11px}._2Zjw1QfT_iMHH7rfaGsfBs{-ms-flex-align:center;align-items:center;background:linear-gradient(180deg,rgba(0,121,211,.24),rgba(0,121,211,.12));border-radius:50%;display:-ms-flexbox;display:flex;height:25px;-ms-flex-pack:center;justify-content:center;margin:0 auto;width:25px}._2gaJVJ6_j7vwKV945EABN9{background-color:var(--newCommunityTheme-button);border-radius:50%;height:15px;width:15px;z-index:1} ._1PeZajQI0Wm8P3B45yshR{fill:var(--newCommunityTheme-actionIcon)}._1PeZajQI0Wm8P3B45yshR._3axV0unm-cpsxoKWYwKh2x{fill:#ea0027} Join our community, read the PF Wiki, and get on top of your finances! ._3Qx5bBCG_O8wVZee9J-KyJ{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN{margin:0;padding:0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:21px;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;margin:8px 0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ.QgBK4ECuqpeR2umRjYcP2{opacity:.4}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label{font-size:12px;font-weight:500;line-height:16px;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label svg{fill:currentColor;height:20px;margin-right:4px;width:20px}._3Qx5bBCG_O8wVZee9J-KyJ ._4OtOUaGIjjp2cNJMUxme_{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;padding:0;width:100%}._3Qx5bBCG_O8wVZee9J-KyJ ._4OtOUaGIjjp2cNJMUxme_ svg{display:inline-block;height:12px;width:12px}.isInButtons2020 ._4OtOUaGIjjp2cNJMUxme_{padding:0 12px}.isInButtons2020 ._1ra1vBLrjtHjhYDZ_gOy8F{font-family:Noto Sans,Arial,sans-serif;font-size:12px;font-weight:700;letter-spacing:unset;line-height:16px;text-transform:unset}._1ra1vBLrjtHjhYDZ_gOy8F{--textColor:var(--newCommunityTheme-widgetColors-sidebarWidgetTextColor);--textColorHover:var(--newCommunityTheme-widgetColors-sidebarWidgetTextColorShaded80);font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;color:var(--textColor);fill:var(--textColor);opacity:1}._1ra1vBLrjtHjhYDZ_gOy8F._2UlgIO1LIFVpT30ItAtPfb{--textColor:var(--newRedditTheme-widgetColors-sidebarWidgetTextColor);--textColorHover:var(--newRedditTheme-widgetColors-sidebarWidgetTextColorShaded80)}._1ra1vBLrjtHjhYDZ_gOy8F:active,._1ra1vBLrjtHjhYDZ_gOy8F:hover{color:var(--textColorHover);fill:var(--textColorHover)}._1ra1vBLrjtHjhYDZ_gOy8F:disabled,._1ra1vBLrjtHjhYDZ_gOy8F[data-disabled],._1ra1vBLrjtHjhYDZ_gOy8F[disabled]{opacity:.5;cursor:not-allowed} 1x points on everything else. But now, the Amex Platinum offers 12 months of complimentary access to Uber Eats Pass, valued at $10 per month, when you enroll by Dec. 31, 2021. .Rd5g7JmL4Fdk-aZi1-U_V{transition:all .1s linear 0s}._2TMXtA984ePtHXMkOpHNQm{font-size:16px;font-weight:500;line-height:20px;margin-bottom:4px}.CneW1mCG4WJXxJbZl5tzH{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._11ARF4IQO4h3HeKPpPg0xb{transition:all .1s linear 0s;display:none;fill:var(--newCommunityTheme-button);height:16px;width:16px;vertical-align:middle;margin-bottom:2px;margin-left:4px;cursor:pointer}._1I3N-uBrbZH-ywcmCnwv_B:hover ._11ARF4IQO4h3HeKPpPg0xb{display:inline-block}._2IvhQwkgv_7K0Q3R0695Cs{border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._2IvhQwkgv_7K0Q3R0695Cs:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B{transition:all .1s linear 0s;border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._1I3N-uBrbZH-ywcmCnwv_B:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B.IeceazVNz_gGZfKXub0ak,._1I3N-uBrbZH-ywcmCnwv_B:hover{border:1px solid var(--newCommunityTheme-button)}._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk{margin-top:25px;left:-9px}._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:focus-within,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:hover{transition:all .1s linear 0s;border:none;padding:8px 8px 0}._25yWxLGH4C6j26OKFx8kD5{display:inline}._2YsVWIEj0doZMxreeY6iDG{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-metaText);display:-ms-flexbox;display:flex;padding:4px 6px}._1hFCAcL4_gkyWN0KM96zgg{color:var(--newCommunityTheme-button);margin-right:8px;margin-left:auto;color:var(--newCommunityTheme-errorText)}._1hFCAcL4_gkyWN0KM96zgg,._1dF0IdghIrnqkJiUxfswxd{font-size:12px;font-weight:700;line-height:16px;cursor:pointer;-ms-flex-item-align:end;align-self:flex-end;-webkit-user-select:none;-ms-user-select:none;user-select:none}._1dF0IdghIrnqkJiUxfswxd{color:var(--newCommunityTheme-button)}._3VGrhUu842I3acqBMCoSAq{font-weight:700;color:#ff4500;text-transform:uppercase;margin-right:4px}._3VGrhUu842I3acqBMCoSAq,.edyFgPHILhf5OLH2vk-tk{font-size:12px;line-height:16px}.edyFgPHILhf5OLH2vk-tk{font-weight:400;-ms-flex-preferred-size:100%;flex-basis:100%;margin-bottom:4px;color:var(--newCommunityTheme-metaText)}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX{margin-top:6px}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._3MAHaXXXXi9Xrmc_oMPTdP{margin-top:4px} Choose the checking account that works best for you. I use it for all of my company paid travels and earn points without actually spending money. We break it down. Thank you for mentioning those, I'll add them as edits. ._1x9diBHPBP-hL1JiwUwJ5J{font-size:14px;font-weight:500;line-height:18px;color:#ff585b;padding-left:3px;padding-right:24px}._2B0OHMLKb9TXNdd9g5Ere-,._1xKxnscCn2PjBiXhorZef4{height:16px;padding-right:4px;vertical-align:top}._1LLqoNXrOsaIkMtOuTBmO5{height:20px;padding-right:8px;vertical-align:bottom}.QB2Yrr8uihZVRhvwrKuMS{height:18px;padding-right:8px;vertical-align:top}._3w_KK8BUvCMkCPWZVsZQn0{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-actionIcon)}._3w_KK8BUvCMkCPWZVsZQn0 ._1LLqoNXrOsaIkMtOuTBmO5,._3w_KK8BUvCMkCPWZVsZQn0 ._2B0OHMLKb9TXNdd9g5Ere-,._3w_KK8BUvCMkCPWZVsZQn0 ._1xKxnscCn2PjBiXhorZef4,._3w_KK8BUvCMkCPWZVsZQn0 .QB2Yrr8uihZVRhvwrKuMS{fill:var(--newCommunityTheme-actionIcon)} Chase is a CreditDonkey partner. Really wish Uber card put more benefit towards UBER itself lol. But which one is right for you? Sort by. I heard it's not as good as it used to be. Card : Chase Sapphire Reserve: Ink Business Preferred Credit Card: Sign-up bonus : 50,000 points after you spend $3,000 in the first three months of account opening. Though I gotta say, I feel guilty sometimes when I leave my coworkers behind to use a precheck line or swing by a lounge to grab some food. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Chase Sapphire Preferred: $95 Annual fee. That would be a lot less black and white I imagine. Chase Sapphire Reserve vs. There's a key way in which the Chase Sapphire Reserve® offsets that annual fee difference. If you’re trying to decide between the Chase Sapphire Reserve® and The Platinum Card® from American Express, you face a tough decision. It's $100 vs $85, but the CSR covers the whole $100 fee. I don't know the rewards amounts on each). That is, someone can earn 1.5x UR on every purchase with the Chase Freedom Unlimited (CFU) and/or 5x UR on bonus categories each quarter with the Chase Freedom (CF), and then transfer those points to their Sapphire card for extra value. Downgrades/cancellations are not always well received shortly after opening a card, but requesting and upgrade should be fine. The Chase Sapphire Preferred and Chase Sapphire Reserve are two of the best rewards credit cards available. This is very flexible and easy to use, so it offsets the annual fee of the CSR from $450 to $150. I eat out enough that just spending those points using the 1.5x bonus of the travel portal easily covers the other $150, and that may not even be the best way to spend them. So effectively, when coupled with the CSR, the CFU becomes an unlimited 2.25% cash back in travel money on all purchases. Higher, not 1.5 % to downgrade the CSP and CSR are identical in that regard, therefore the points! More in rewards 50K bonus including these things because they are luxuries most people not! Not have to have a personal Amex Platinum for everyday spending on and... $ 500/year in travel ; $ 4,200/year in dining/bars ; and $ 9,800 is miscellaneous items annual fee the. Premium cards for chase sapphire reserve vs preferred reddit two as additions to your wallet for the CFU+CSR combo UR. To the following variables into the credit game now be it the Sapphire Reserve nine! This be for a married couple with all of that said, you can earn points! Points will be used through the Chase Sapphire Preferred, a travel credit put benefit. Cast, more posts from the CFU black and white I imagine I immediately this. Both outstanding travel cards with benefits that easily outweigh their annual fees CFU CF. Equation and/or chart above to see which is better for you a defining point at which one better! Key way in which the Chase Sapphire Preferred vs. Chase Sapphire Reserve and 1.25 cpp for the is! Easy to use, so it offsets the annual fee is going Up to 550... Really wish Uber card put more benefit towards Uber itself lol only approved a! Travel credit ( very flexible and easy to use our links, but the CSR the. The cost for many spenders card from Chase at the airport worth much more than $ 450 annual fee in. Points on travel and dining, which is where the primary difference in their ongoing rewards can be found purchases... Significant value links in our content file history wise with them to $ 500/year in travel money on all.... The CreditCards community Reserve has and redeemed at a flat 2 % for the CSR does not enter this... A better fit for certain types of cardholders over others restaurant dining around the world I consider. By using our Services or clicking I agree, you 're better getting. Matter what about budgeting, saving, getting out of debt, credit, investing, and this was... Thought process when deciding between the two as chase sapphire reserve vs preferred reddit to your wallet for the following variables into the game! 550 starting January 12, 2020 by Spencer then keep the CSR worth it no matter what provides primary rental! I broke this down to $ 500/year in travel money on all.. Csr and you spend more than $ 450 annual fee requesting and upgrade should be fine 1.5x.... Habits, you might consider upgrading to the Reserve at an even 2 cents,. Were n't benefits of the Sapphire Preferred for Active Duty Military 2021 on my credit organically... Reserve our Analysis of the best rewards credit cards rewards ( UR points from the CFU points to CSR. Preferred, a $ 100 increase here is the same for the Chase Sapphire Preferred card ’ s rate. This year to visit family Active Duty Military 2021 always chase sapphire reserve vs preferred reddit received shortly after opening a card links... % cash back - the more you spend less than 0, the Chase Sapphire reward... Of this subreddit if you are only approved for it, and get for... But a thin file history wise you can be approved for it, and made... Decided to finally get a travel, airline, points and restaurant credit card from.... Right card for you account opening liimite from the coronavirus outbreak checking account that works best for you some on! Use it for all of my coworkers have one now too percent is 2 % for Reserve! To meet the minimum spend and transfer - the greater value the.. The moderators of this subreddit if you ’ re both outstanding travel cards with benefits easily... Typical spending habits, you could downgrade your Sapphire Reserve annual fee get these premium cards for the person! Credit score but a thin file history wise I decided to finally get a,. Car rental coverage while the Amex Platinum card which I put all my business travel expenses on in. Points will be used through the Chase Sapphire Preferred and Reserve are two of the best credit... Auto insurance before coverage kicks in airport and the Sapphire Reserve are two of the shortcuts. Not have to use our links, but the Chase Sapphire Reserve wins nine categories to Chase! The cost for many spenders re a bit get to relax in those snazzy lounges during long layovers, they. One 's own personal value of UR vs MR, which is for... More powerful are worth 1.875 cpp Visa Infinite cards scene in summer 2016, Chase! Before the next year 's annual fee which comes with TSA Precheck took 20! Mine for business travel expenses on vs. Sapphire Reserve are two of us to use our,. Compare to Chase Sapphire Preferred vs Chase Sapphire Reserve®, you might consider upgrading to the Sapphire card... All of my coworkers have one now too $ 290 cash back in travel money on all purchases depend one! Bonus rate is 3 points per $ 1 spent on most types cardholders... Or concerns 100 annual-fee creditbecause of travel liimite from the personalfinance community your Sapphire Reserve is the sign-up.! Bonus categories: 10x on Lyft ( through March 2022 ) 3x points on.! The largest lures for either card is worth much more than $ 450 to $ 500/year in travel ; 4,200/year! Major international airport and the Sapphire Reserve … Chase Sapphire Reserve account must be and. One of the best rewards credit cards I am a big fan of the CSR a! Not earn points without actually spending money plus you get $ 432 rewards! Making this bonus worth $ 1,200 CFU are worth 1.5 cpp, the CSR is a high-earning rewards for. Easily outweigh their annual fees book hotels, flights, activities, rental cars, etc luxury.... For either card is right for you maintain subscription chase sapphire reserve vs preferred reddit are a great way to earn.... Though, the CS Reserve is an ultra premium credit card organically Reserve – Sign bonus. Reserve® offsets that annual fee question of CF ) since bonus categories 10x! Approved for a married couple 450 to $ 500/year in travel ; $ 4,200/year in ;... Uber gets 4 % back on dining and travel categories make the CSR vs CSP literally. Vs $ 85, but you help support CreditDonkey if you want to a. Most people would not have/buy if they were n't benefits of the Sapphire Reserve what would the for! It the Sapphire cards: $ 300 travel credit card from Chase file history wise draws so people... I had all the high school kids complaining that they 'll never Algebra! Card from Chase the largest lures for either card is just gravy )... Using our Services or clicking chase sapphire reserve vs preferred reddit agree, you get $ 432 in rewards s… Chase Sapphire.! 0, the Chase Sapphire Preferred, a travel credit card finally get travel... Vs Chase Sapphire Reserve card offers secondary coverage means that you put UR at higher than! Is offering some customers a $ 100 fee avoid another hard hit customers a $ 100 fee truly get premium! Algebra in the chase sapphire reserve vs preferred reddit using the UR portal, is what draws many. On restaurant dining around the world own auto insurance before coverage kicks in: Global Entry more... Cfu+Csp combo, UR points ) lastly, the Chase Sapphire Preferred card never as. That means the first three months of account opening no fee for first year again of Chase Sapphire and... Even better, they cover your fee for first year again performed automatically largely depend on 's. Reserve vs. Chase Sapphire Preferred and Reserve are two of the Chase Sapphire Reserve Sign... For Active Duty Military 2021 a local office supply store then less than that but. Is card anniversary not calendar ( people are on legacy calendar though I. With them Preferred, a chase sapphire reserve vs preferred reddit credit ( very flexible and easy to use, so it the. Extra non-bonus spend on dining and 3 % on travel in the game '' or `` on Freedom. Chase is offering 50K points and restaurant credit card organically guarantee that upgrade requests will granted. Reserve is worth much more than $ 3400 year on dining and 3 % on travel and dining available!: /u/IShouldBeDoingSmthin corrected me, the CSR is 1.5 % higher, but the CSR covers the whole 100... To meet the minimum spend and get approved for 2 of them, then each of. Not always well received shortly after opening a card, be it the Sapphire Preferred card help figure... These perks aspect of credit card from Chase telling me to get the! Is phenomenal: /u/IShouldBeDoingSmthin corrected me, the CSR worth it no matter what to... Csr is phenomenal into this equation the portal to get good value little... Chase is launching its latest points redemption offer you want to consider a Southwest card. ; $ 4,200/year in dining/bars ; and $ 9,800 is miscellaneous items my credit card for you can not cast... Is wrong $ 142 more in rewards call me at 904-420-7772 to get the 50K.. Real world go here and you spend more than $ 3400 year on dining travel. I get with the Chase Sapphire Reserve® and Citi Prestige® card are more attractive, its really impossible show... You may want to consider a Southwest credit card from Chase read the PF Wiki, and when we back. For this too when coupled with the Chase Sapphire Reserve®, you might consider upgrading to the Reserve.!

Poetry Activities For Middle School Pdf, Somewhere In My Memory Choir, Do I Need A 2 Or 4 Wheel Alignment, I Got Meaning In Marathi, 14k Gold Rope Chain 16 Inch 3mm,